Patient Information
Dental Payment & Financing Options in Gig Harbor
At Kvinsland Dentistry, every treatment recommendation is guided by what is appropriate and necessary for your short- and long-term oral health. Financial conversations are part of that care, and we believe they should be clear, predictable, and handled with transparency.
Before any treatment begins, we take time to review options, answer questions, and make sure you understand both your care and the associated costs.
Understanding Your Treatment Plan
When you and your doctor create a treatment plan, all associated fees are clearly listed in advance. This allows you to make informed decisions without surprises later on.
Fees listed in a treatment plan are valid for 90 days from the date the plan is created. If treatment is delayed beyond that timeframe, fees may be subject to change.
Payment Options
We accept cash, personal checks, and major credit cards. Payment is due at the time of service unless one of the alternative arrangements below is utilized.
Paying in Advance
For patients who prefer to pay ahead of time, we offer a 5% courtesy reduction when the full amount for all phases of a proposed treatment plan is paid in full by cash or check prior to the start of treatment.
Payment Plans
For patients who prefer to spread the cost of treatment over time, we offer flexible financing through our partner, Cherry. This allows you to pay for your care in monthly installments that fit your budget.
Using Dental Insurance
We accept dental insurance and are happy to submit claims on your behalf. While we handle the paperwork to maximize your benefits, please remember that insurance is a contract between you and your carrier, and you are responsible for any remaining balances.
Cherry® Payment Plans
Kvinsland Dentistry offers Cherry as an optional, third-party financing solution. Cherry determines eligibility and provides immediate approvals with no hard credit check. If approved, you can choose the payment term that fits your timeline. All payments are managed directly through your Cherry portal, keeping your financial options separate from your dental records.
Insurance and Billing
Insurance can help reduce out-of-pocket costs, but coverage varies widely by plan. We are happy to submit claims on your behalf and provide clear statements so you can see what has been paid and what remains.
What Dental Insurance Typically Covers
Dental insurance is a contract between you and your insurance carrier. Plans may include:
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Annual maximums
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Deductibles and co-insurance
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Waiting periods
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Limitations or exclusions on certain services
Some services may be partially covered or not covered at all, depending on your plan.
How Claims and Payments Are Handled
After your appointment, we submit the appropriate claim to your insurance carrier.
- Insurance payments are typically received within two to four weeks
- Once insurance has processed the claim, you will receive a statement showing the payment applied and any remaining balance
- Remaining balances are due within 15 days of billing
Helpful Steps For Patients
To avoid surprises, we recommend:
- Reviewing your policy details (maximums, exclusions, and covered services)
- Contacting your carrier for benefit-specific questions
- Calling our office if you would like general guidance on how benefits may apply to a proposed treatment plan
Financial Responsibility
Patients are responsible for all fees charged by this office, regardless of insurance coverage.
Children and young adults under the age of 18 must be accompanied by an adult unless prior arrangements have been made. The accompanying adult is responsible for full payment of services provided.
Questions About Payment
We understand that financial decisions are an important part of your care. If you have questions about treatment plans, insurance, or payment options, our team is here to help.
Please contact our office at 253.851.9171 with any questions or concerns.